TO:
LANL-ALL
From/MS:
Charles F. McMillan, A100
Phone/Fax: 7-5101/Fax 7-2997
Date: September 13, 2013
SUBJECT: IMPORTANT CHANGES TO HEALTH CARE PLANS
Because of key changes to the Laboratory’s health benefits
offerings that will affect all of us in the coming year, I’d like
to invite you to attend an all-employee meeting at 9 a.m. on
Tuesday, Sept. 17 in the NSSB Auditorium.
We will explain the changes and the reasons for them, including
our need to attract and retain highly skilled and productive
employees while coping with the increasing healthcare costs
nationally and in our own workforce.
The changes will affect a number of areas including the types of
plans offered, deductibles and co-payments. Each employee will
need to make an active selection during the coming open enrollment
period.
Tuesday’s meeting will be the first of many opportunities to
gather additional information, but I feel it’s important to start
this process with you in person.
Please join me on Tuesday. The meeting is open to all badge
holders and will also be broadcast on ViewIt.
Comments
Even if things look bad why get sick over them. It wont change anything!
Because people on this blog ENJOY it, obviously.
That right, just let the country go to hell at the hands of the socialist pigs, live for today and to hell with tomorrow. That's exactly why America is going down the poop chute soon to join Europe socialist way of life. Been there, seen it and it's not worth shit.
Get you facts straight before spewing your vitriol.
http://urbanlegends.about.com/od/government/a/Hr-3590-Income-Tax-On-Health-Insurance.htm
You may want to check this also
https://ttlc.intuit.com/health-care/1896442-if-i-have-insurance-through-my-employer-will-i-have-to-pay-taxes-on-my-employers-contribution-to-my-premiums
I suppose you might argue Intuit is really working for the Obama administration but that would be a stretch
It will become part of your W@ and you will be taxed on it as regular income. Have a good day Virtol watchboy!
It will become part of your W@ and you will be taxed on it as regular income. Have a good day Virtol watchboy!
Didn't bother to go to the link I see. I am not surprised though. Typical Con...Believe what ever you are told, don't bother to check the facts and tow the party line. Ignorance is bliss.
Accounts Receivable Tax
Building Permit Tax
CDL license Tax
Cigarette Tax
Corporate Income Tax
Dog License Tax
Excise Taxes
Federal Income Tax
Federal Unemployment Tax (FUTA)
Fishing License Tax
Food License Tax
Fuel Permit Tax
Gasoline Tax (42 cents per gallon)
Gross Receipts Tax
Hunting License Tax
Inheritance Tax
Inventory Tax
IRS Interest Charges IRS Penalties (tax on top of tax)
Liquor Tax
Luxury Taxes
Marriage License Tax
Medicare Tax
Personal Property Tax
Property Tax
Real Estate Tax
Service Charge Tax
Social Security Tax
Road Usage Tax
Sales Tax
Recreational Vehicle Tax
School Tax
State Income Tax
State Unemployment Tax (SUTA)
Tangible Taxes
Telephone Federal Excise Tax
Telephone Federal Universal Service Fee Tax
Telephone Federal, State and Local Surcharge Taxes
Telephone Minimum Usage Surcharge Tax
Telephone Recurring and Non-recurring Charges Tax
Telephone State and Local Tax
Telephone Usage Charge Tax
Utility Taxes
Vehicle License Registration Tax
Vehicle Sales Tax
Watercraft Registration Tax
Well Permit Tax
Workers Compensation Tax
Read more: http://www.city-data.com/forum/other-topics/945875-list-taxes-we-pay-ugh-cost.html#ixzz2fBvcMt00
https://ttlc.intuit.com/health-care/1896442-if-i-have-insurance-through-my-employer-will-i-have-to-pay-taxes-on-my-employers-contribution-to-my-premiums
Yep, no tax this year but they IRS didn't put it there if there was no intension to tax it at a later date. You must realize the socialist democrats are money hungry bastards and if they see a way to screw you so they can get money to feed their Obama lovers on the dole and shaft those who actually work for a living they're going to do it. Standby my man, stand by.
September 17, 2013 at 3:34 PM
Hint: set your browser for spell checking and then pay attention to the little squiggly red lines. Why should I respect the opinions of someone who never learned to spell? Get a clue about how to present yourself to the world if you want respect.
Now we resume our extremist rants...
Well the Cons had complete control of two branches of congress for years. They could have repealed all of these taxes (if they are federal) but they didn't. What happened? Fact is repub's pass plenty of taxes of their own, they just don't talk about it. In fact, they (repub's) passed taxes just last year. I am confused by your rant.
You still haven't read the link or you just prefer to ignore facts and live in your own reality.In any case there is little point in trying to have a dialog with an ideologue.
Went to this link. I thought it was going to be some unbiased presentation of fact when in reality it is some anonymous blog post. This is where you get your "facts"?
ncyhme 162
http://www.ladailypost.com/content/lanl-health-insurance-changes-2014
Based on this article, there is a Preferred Provider Option (PPO) plan and a new High Deductible Health Plan with a Health Savings Account (HDHP/HSA). The PPO is more expensive than the HDHP/HSA.
This appears to be similar to what LLNL now offers, except that LLNL also has a Kaiser plan.
September 19, 2013 at 4:20 PM
Better check your arithmetic!
Even factoring in lower monthly payments in the HDHP plan and the pretax health savings for me as a male in middle age PPO is much better.
I also have to add, that every time the LAB is trying to convince me that the new benefits are better for me, my cynical response is to run in the opposite direction.
Since LANS has taken over we have seen a continuous decline in benefits, and I just don't see this trend in the current financial situation suddenly reverse.
I would be interested to hear from more people at LANL, what their thoughts are about the health plan and what they would choose.
And please no socialist or fascist pig stories.
Whatever the choice, expect to see it rehashed here in several years. The TCP-1 vs TCP-2 debate was a warm up act for the medical benefits selection main event.
I was reporting what the article said, or what the article implied.
However, for me, the HDHP/HSA is far less expensive than the PPO. In terms of premiums as a single adult at LLNL, I would pay over $2K for the PPO whereas I actually make money with the HDHP/HSA when the tax deduction is factored in (Kaiser costs are in the middle of the two). Yes, this assumes few trips to the doctor, which is true in my case and is true for many people.
The HDHP/HSA was offered this year for the first time at LLNL. If I had it during my 20+ years at LLNL, at today's costs and factoring in actual doctor trips, I would be about $40K ahead.
I am not recommending one over the other.
September 23, 2013 at 4:04 PM
It is being heard, and is the cause of the loud guffaws coming from the senior manager meetings.
September 23, 2013 at 4:04 PM
Huh?? Care to explain that piece of fantasy?
It basically allows you to tax shelter another 6,450/yr in an HSA, earn on it tax free, then take it out in retirement tax free. Sweet deal.
Been waiting for the lab to offer this, will save me on taxes.
Huh?? Care to explain that piece of fantasy?
Enrolled individual can shelter pre-tax up to $6500.00 per year, it earns interest and is portable. Does not require to be used in the same year like an FSA. I hope this satisfies your fantasy!
HDHP is required in order to do an HSA.